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Mrs. Chamroen N., 41, is a farmer while her husband is a motorcycle taxi driver. They live in Vatamim Commune, Battambang Province. Chamroen has five children, all of whom live in the family's home and attend school. She has been growing rice since 1996 and the rice crop provides the main income for her family. She always takes care of this business.

It is rice growing season in Cambodia. In order to increase the family's income, she would like to request a loan to plow more farmland, and also to purchase fertilizer in order to increase the rice yield. This loan will allow her to improve their living conditions. Chamroen and her husband are pictured with their children.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Chamroen to plow more farmland and purchase fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2008
Sep 3, 2008
Currency Exchange Loss:
Oct 15, 2009