Mrs. Chamroen N., 41, is a farmer while her husband is a motorcycle taxi driver. They live in Vatamim Commune, Battambang Province. Chamroen has five children, all of whom live in the family's home and attend school. She has been growing rice since 1996 and the rice crop provides the main income for her family. She always takes care of this business.
It is rice growing season in Cambodia. In order to increase the family's income, she would like to request a loan to plow more farmland, and also to purchase fertilizer in order to increase the rice yield. This loan will allow her to improve their living conditions. Chamroen and her husband are pictured with their children.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.