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Theresia is married and a mother of five children. They live in a four-bedroom apartment in Bamenda, Northwest Region of Cameroon. She has faced so many challenges in life, a few of which are inadequate finances to start up a business of her own, sickness, and worst of all, the accident of her son.

With this new loan requested she will buy Koki beans, oil, fowls and feed. She holds a positive view of the business succeeding because she has been doing it for a long time and has regular customers who buy her products. With this business activity, the community will benefit from her moderate selling prices, she will provide food for people at their job sites and provide fowls for consumption, and the waste from fowls will be used as manure to boost yields.

With the profit from this loan, she will cater to her family needs, ensure her children's education, change the roof of her house and increase her capital. She prefers loans from GHAPE because of low interest rates, convenient repayment intervals and also the members are trained in marketing and management skills before the loans are disbursed.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 1
    View loans »
    Cameroon Loans Fundraising
  • $1,301,275
    Funds lent in using Kiva
  • 485.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD