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Mirabel is married and has two children. The family live in a one bedroom house in Bamenda, North West Region of Cameroon. Mirabel has faced so many challenges in life, among which are inadequate finance to start up a business of her own and cater for her family needs, sickness, the death of her son and her father, and her husband's accident.
With this new loan requested Mirabel will expand her farming business by buying more of her business articles, such as bread, plantains, pure water (tangui), and sweet drinks, and will also add SIM cards retail to her business. She holds a positive view of this business succeeding because she has been doing it for about three years and has regular customers who buy from her. With this business activity, the community will benefit because Mirabel sells her products at moderate prices, and the distance to buy from the market will be reduced.
Concerning the profit made from this loan, Mirabel will expand her farming business, ensure her children's education, provide medication when needs arise and save some for a bigger investment. She prefers GHAPE loan because of low interest rates, convenient repayment intervals and also the members are trained on marketing and management skills before the loans are disbursed.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 5
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 485.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD