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Jatan Bala
Jatan Bala is a 35-year-old married woman with two children. Her husband is 40 years old. Jatan Bala has studied up to class IV (grade 4) and her husband has received education up to VIII (grade 8). Both children are receiving an education.

Jatan Bala's husband runs a betel leaf shop and she is a housewife. Betel leaves are sold as breath fresheners. Unfortunately, the income from his shop is not enough, so Jatan wanted to find another way to make money. They have struggled a lot, but now Jatan Bala does not want her children to suffer from poverty.

Jatan Bala is a very ambitious lady, so she decided to take a loan from BJS to purchase a cow so that she can earn money by selling milk and milk products in the market. She took a loan from BJS of INR 15,000 and hopes that their business will flourish and their economic status will also rise. They are thankful to BJS for giving them the support to start their new dairy business!

Additional Information

More information about this loan

This loan targets women in the financially underserved parts of India. With a largely rural population, the Jalpaiguri, Alipurduar, and Cooch Behar districts in the state of West Bengal are severely lacking in infrastructure and are three of the poorest districts in Eastern India.  This loan enables female entrepreneurs to maintain their current businesses in an area that is under-developed and poorly served by financial institutions

Important Note About This Loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Belghoria Janakalyan Samity

Belghoria Janakalyan Samity (BJS) is a non-profit organization located in India that focuses on poverty alleviation through women’s empowerment. The organization is remarkable in its commitment to the holistic development of some of the poorest districts of West Bengal and goes further than most of its competitors in offering vital access to social services like child schooling, medical services and financial literacy training in addition to credit. Kiva lenders’ funds will be used to create new loans for clients, expand the reach of the organization into more rural areas, and deepen the scope of BJS’s non-financial services that provide key support to the surrounding communities.

About India

  • $4,000
    Average annual income
  • 3
    View loans »
    India Loans Fundraising
  • $6,744,125
    Funds lent in using Kiva
  • 61.9
    India Rupees (INR) = $1 USD