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Zubeida is 54 years old, married, and together with her husband, is raising three children. More than 20 years ago, while searching for supplemental income, Zubeida started a small business of sewing dresses, which she began with 2,000 som (KGS). Her business is doing very well, bringing in a monthly income of 30,000 som (KGS). More importantly, Zubeida loves her work. In order to expand her business, Zubeida turned to the microfinance bank of Bai Tushum and Partners for a loan of 135,000 som (KGS) to purchase two new sewing machines and some fabrics. She is planning to use the profits for the purchase of a workshop to host her growing business.
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Зубейда, 54 года, замужем, вместе с супругом воспитывают 3 детей. Зубейда в поисках доходов для своей семьи начала небольшой бизнес по пошиву женских платьев 20 лет назад, стартовав с суммы 2,000 сом (KGS). Бизнес очень хороший, а самое главное Зубейда с удовольствием занимается своей работой-шитьем, которое приносит ей ежемесячный доход в сумме 30,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Зубейда обратилась в микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом, в сумме 135 000 сом(KGS) на покупку двух новых инновационных швейных машинок, а также материалов для производства. На доходы от кредита Зубейда хочет приобрести мини-цех для бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Zubeida to buy new sewing machines and some fabrics to expand her sewing business.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Nov 5, 2013
Nov 11, 2013
Currency Exchange Loss:
Nov 17, 2015