A loan of $2,575 helped a member to buy grass and pig food for her animals.


Mr. Bu Hun Village Bank Group's story

The Village Bank Loan, which consists of 23 members, is located in Peam Prochum Village in Kandal Province, and Mrs. Bu H. is the Village Bank President. All of the members plan to use the loan for a variety of purposes. For instance, Mrs. Bu H. is a cow and pig breeder, and as the animals grow bigger, she lacks sufficient money to buy food for them; she therefore is requesting a loan to buy grass and pig food for her animals. Aside from this business, she is a farmer who cultivates rice and vegetables while her husband, Mr. Mich H., assists her in order to improve their living conditions together.

Mrs. Bu H. is 50 years old and the mother of seven children, one of whom is a farmer while another two are employed in a garment factoR.. Another is an electrician while the remaining three are attending high school.

This is a village bank loan consisting mainly of end-of-term loans. Eight members have end-of-term loans and the rest have monthly payment loans. Group members are not required to pay any principal on the loan until the veR. end of the loan term. End-of-term (EoT) loans are AMK's main product because it is the most beneficial to Cambodia's poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Bu, Oeurn, Ven, Bu, Eng, Hun, Nuon, Kem, Em, Nuon, Khorn, Arn, Arn, Sun, Chev, Arn, Sun, Toeu*, Nat, Sun, Keu, Pheun, Nget
*not pictured



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