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Ardian, 25 years old and single, lives with his entire family. A very hardworking person who works long hours, he is currently employed as steward in a restaurant, working late into the night to save money for his future. He also owns a store with his family which is their main source of income.

Ardian is requesting a loan in order to buy windows and frames for the store because the current ones are very old and damaged. The loan will help them rent the store out for a higher price. Ardian's goal is to have his own business but he hasn't yet decided what kind he would like. He is very grateful to all lenders!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,725 helped Ardian to buy windows and frames for his store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 29, 2013
Nov 9, 2013
Currency Exchange Loss:
Jul 1, 2015