Delfina is 49 years old. She lived with her husband up until a few years ago; however, he decided to go to another city to start a family with another partner. He left Delfina with three children, of whom one is independent and two are dependent, attending a primary school located in the area where she lives. Delfina has her home in the community of Sacaba. She is a merchant in the same area. She works from Monday through Saturday, from 7:00 a.m. to 4:00 p.m., and she spends the rest of her time with her two children. The loan she is requesting is to improve her home, since when the father of her children left, the finishing work had not been completed on part of the home. Therefore, Delfina decided to improve it so that her children will have comfort in their own rooms.
La señora Delfina, tiene 49 años, convivía su esposo hace algunos años sin embargo el decidió irse a otra ciudad para tener otra pareja y formar su familia, dejo a la señora Delfina con tres hijos de los cuales uno es independiente y dos son dependientes que se encuentran estudiando en el nivel primario de un colegio ubicado por la zona donde ella vive, la señora Delfina tiene su vivienda en la comunidad de Sacaba, es comerciante en la misma zona, trabaja de lunes a sábado de 7:00 am a 4:00 pm y el resto del tiempo lo pasa con sus dos hijos. El credito que solicita es para el mejoramiento de su vivienda ya que cuando se fue el padre de sus hijos no termino la obra fina de parte de la vivienda por lo que la señora Delfina decidió mejorarlo para que sus hijos tengan comodidad con sus propias habitaciones.
CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.