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Emmanuel is a Ghanaian artist who combines painting and collage techniques in mixed media art that depicts West African culture. He would like to stock up on calico, batik fabrics and other materials to create new works.

Emmanuel has been selling through NOVICA since 2000. This is his story:

"I honed my artistic skills in Nigeria. I worked with a company that exported African arts and crafts. We toured the whole of Nigeria buying goods. It was on one of these tours that I came across this type of artwork and fell in love with it. I modified it and in the process created something new and unique. I decided to come back home to continue with this new-found talent. I derive my motifs from social, cultural and historic events."

"I am always grateful for your help and, with the last loan I received, I have been able to increase my stock. I thank all the people who have so generously helped me."

Use the link below to view Emmanuel's framed batik art on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Emmanuel to stock up on calico, batik fabrics and other materials to create new works.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Dec 10, 2013
Nov 9, 2013
Currency Exchange Loss:
Jun 17, 2014