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Joan was born in Butere, a town in western Kenya, and went to school in Busia, Kenya. She currently runs a school in the Mukuru informal settlement of Nairobi.

Having been involved in early childhood education for a while, as well as environmental clean-ups and polio vaccinations in the past, she understands the need and importance of sanitation. Her school currently faces a problem with sanitation since it is located in the slums and does not have a toilet. The children currently use plastic containers which are then drained into the nearby river.

To avert this problem and the risk of children contracting sanitation-related illnesses, Joan seeks a loan to purchase and run two Fresh Life Toilets for the school. The toilets are hygienic and will go a long way to solve the sanitation issue at her school.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 951
    View loans »
    Kenya Loans Fundraising
  • $47,090,675
    Funds lent in using Kiva
  • 85.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Joan to purchase and run two Fresh Life toilets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 6, 2013
Nov 9, 2013
Currency Exchange Loss:
Aug 17, 2014