Sang is 34 years old. She is married and has four children who live under her income and care. Sang and her husband temporarily live in a rental room in Phnom Penh because of jobs. Sang is a garment worker, who can earn a normal salary of USD 70 per month, while her husband works in the construction industry, making a daily wage of KHR 27,000 per day. This couple is experiencing difficulties in their transportation needs because they don’t have their own motorcycle. For this reason, they have to pay for taxi service every day. Sang wants to minimize some expenses and save more for the family, so she is seeking a loan to buy a motorcycle to fulfill their needs. With this purchase, Sang and her husband can commute to work by themselves and without paying for taxi service. She thanks lenders for their generosity towards poor people like her.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.