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Ester Cortez
Ester lives in her own house with her mother and her husband. She has a store where she sells daily household items such as beans, milk, eggs, bread, soft drinks, etc. She has been doing this for many years and that gives the experience in sales to maximize her profits. It is located in her home which is located in a heavily trafficked area. She is well-known by her neighbors in the area. She has many clients as the store is well-stocked. She wants to expand her business and make a further investment. But she lacks the necessary capital.

For this reason Ester is requesting a loan to buy what is needed in her store. She assures us that she`ll pay off her loan and at the same time is confident that she can give her family a better quality of life.
View original language description ↓
Ester vive en casa propia con su madre y su esposo, ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, refrescos, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, está ubicada en el lugar de su residencia en una localidad muy transitada, es muy reconocida por los vecinos de la zona, se ha hecho de mucha clientela, pues tiene la tienda surtida, ella quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso solicita un crédito que le permita comprar lo necesario para su tienda, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 579
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ester Cortez to buy beans, milk, eggs, bread, soft drinks, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 19, 2013
Nov 6, 2013
Currency Exchange Loss:
Sep 19, 2014