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This borrower lives in his own house with his wife and 2 children. For several years he has earned a living buying and selling bales of clothing. He sells in the area surrounding his home and has a lot of customers who prefer him because of his good prices and his friendly manner when making sales. With the money he gets from his sales he is able to cover some of his household costs.

The borrower is asking for a loan to buy more bales of clothing wholesale so he can continue with his business and make more profits so he can give his family a better quality of life.
View original language description ↓
El cliente vive en casa propia con su esposa y sus dos hijos, él se dedica a la compra y venta de fardos de tela desde hace varios años, comercializa en los alrededores de la zona donde el reside tiene mucha clientela que lo prefieren por los buenos precios y la amabilidad que tiene a la hora de vender, con lo que obtiene de sus ventas logra solventar algunos gastos que tiene un su hogar, el cliente está solicitando un crédito para compra de mas fardos de tela por mayor para poder seguir con su negocio y poder tener mejores ganancias para darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 553
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy more bales of clothing wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2013
Nov 6, 2013
Currency Exchange Loss:
Feb 20, 2015