A loan of $1,500 helped a member to improve health and productivity by increasing access to safe drinking water through chlorine dispensers.


Joyce's Group's story

Joyce is 38 years old, has 4 children, and lives in Gamgen village in Galona, Kenya. Gamgen village does not have a piped water supply, so the community collects their water from a unprotected spring. This water is easily contaminated with bacteria that can cause diarrhea and other water-borne diseases, meaning that Joyce and her family may fall sick and become unable to work or attend school.

Joyce works as a business owner, but has also volunteered her time to be the promoter for a new chlorine dispenser program that enables her community to drink safe water and stay healthy. Joyce and other promoters in her community (including: Ebby, Josphat, Okondo, and Ruth) need a loan to cover the costs of installing and maintaining chlorine dispensers at the water sources in the area. Joyce will encourage the community to treat their water with the dispenser, and refill the dispenser with chlorine as needed. Joyce wants to be a promoter because she loves working with her community. Joyce believes that the dispenser will kill germs and make people healthier.

The Kiva loan will be repaid by Evidence Action (www.evidenceaction.org) on behalf of the community, through the sale of carbon credits. Using the chlorine dispenser generates carbon credits by avoiding the need to boil water to make it safe to drink. The sale of carbon credits, to organizations and individuals wanting to reduce their carbon footprint, will be used to repay Kiva lenders and also to make sure that Joyce’s community can have access to safe water now and in the future.

In this group: Joyce , Ebby , Josphat , Okondo , Ruth



Loan details


Lenders and lending teams




Loan details