A loan of $1,500 helped a member to reduce the burden of water-borne diseases by providing access to safe drinking water via chlorine dispensers.


Esther's Group's story

In Mwembe village, Kenya, Esther has volunteered to be the promoter for a new chlorine dispenser. Esther is a friendly, trustworthy, well-known, and well-liked subsistence peasant farmer with 8 children. She lives in a house made of concrete walls, concrete floor, and an iron roof.

Mwembe village does not have a piped water supply, so the community collects their water from an unprotected spring. This water is easily contaminated with bacteria that can cause water-borne diseases. Chlorine dispensers offer a solution to this problem by allowing people to treat their water to make it safe to drink. Esther and the 10 other households using the local water source need a loan to cover the cost of installing and maintaining chlorine dispensers at the water sources in the area.

Esther has volunteered to act as the promoter to encourage the community to use the dispenser and to refill it with chlorine when the tank runs low. Esther volunteered to be the promoter because she wants to educate others on the importance of treating water and help the community to prevent diseases. There are also four other volunteer promoters from the surrounding community who are part of this group loan: Eunice, Judith, Lydia and Wyckliffe.

The Kiva loan will be repaid by Evidence Action (www.evidenceaction.org) on behalf of the community, through the sale of carbon credits. Using the chlorine dispenser generates carbon credits by avoiding the need to boil water to make it safe to drink. The sale of carbon credits, to organizations and individuals wanting to reduce their carbon footprint, will be used to repay Kiva lenders and also to make sure that Esther’s community can have access to safe water now and in the future.

In this group: Esther , Eunice , Judith , Lydia , Wyckliffe



Loan details


Lenders and lending teams




Loan details