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Las Delicias - 31 Group
In this Group: Veronica, Poleth Leono, Silva, Juan Simon, Indira Maurreem, Gregoria, Adrian, Felicidad
The business bank Las Delicias-31 is made up of eight members: six women and two men. The president of the bank, Veronica, is 33 years old and works in the sale of seasonal clothing. She sells her products at her sales stand which is found in the Punata area. This loan is her first sequence within the institution. Veronica is going to use this loan to buy seasonal clothing wholesale such as skirts and dresses, since the warm season is soon, and this season includes a lot of orders. Her reason for requesting this loan is a lack of capital. Veronica faces challenges in her business such as the daily competition. She will use the funds to buy merchandise. Her wish for her business is to have merchandise in stock so she can offer a variety of products to her customers. Veronica feels happy and grateful to the institution for the support given which lets her improve in her business.
View original language description ↓
El Banco de emprendimiento LAS DELICIAS – 31 está compuesto por ocho integrantes seis mujeres y dos varones, la presidenta del banco es la Sra. Verónica, tiene 33 años, ella se dedica a la venta de ropa según la temporada, ella vende sus productos en su puesto de venta que se encuentra en la zona Punata, este préstamo es su primera secuencia dentro de la institución, la Sra. Verónica, va a usar este préstamo para la compra de ropa de temporada al por mayor como faldas y vestidos ya que se acerca la época de calor, y esta época tiene mucha venta e incluso pedidos , su razón para solicitar este préstamo es falta de capital, la Sra. Verónica, enfrenta retos en su negocio que son la competencia diaria, va a utilizar los beneficios en comprar mercadería, su deseo para su negocio tener mercadería surtida para ofrecer variedad de productos a su clientes, la Sra. Verónica, se siente feliz y agradecida con la institución por el apoyo brindado ya que le permite mejorar en su negocio.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $34,670,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Delicias - 31 Group's $3,700 loan helped a member to buy seasonal clothing wholesale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Nov 5, 2013
Currency Exchange Loss:
Aug 17, 2014