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Armen is an experienced farmer from Goris city in the Syuniq region. He lives with his wife, son, and school-aged daughter. He works as a driver in the private sector. However, his salary alone is not enough to cover his family's daily expenses. With the help of his wife, Armen is engaged in cattle breeding and in breeding a livestock of piglets. As life is getting more expensive with time, Armen wants to enlarge the livestock to be able to take care of his family more effectively. A loan USD 3,000 USD will assist him greatly, enabling him to purchase ten pigs, two heifers, and some forage for his livestock. Armen and his family members highly rely on the good will of the lenders and will be thankful to them for their support in collecting the needed amount of loan to sustain their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Armen to purchase ten pigs, two heifers, and some forage for his livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 25, 2013
Nov 7, 2013
Currency Exchange Loss:
Dec 17, 2014