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Svetik is a farmer in Goris city in the Syuniq region. She lives with her husband and works as a cook in the private sector. The salary that she gets is not enough to cover her family's daily expenses. With the help of her husband, Svetik is engaged in breeding livestock, including cows and piglets. Farming is an important source of income for the family. To be able to run it in a sustainable way, Svetik needs a loan of 3,000 USD to purchase five heifers and some forage for her livestock. The loan will help her expand her agribusiness and develop it further. She and her husband rely on the good will of the lenders and will appreciate their support in collecting the needed loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 141
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Svetik to purchase five heifers and some forage for her livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 7, 2013
Currency Exchange Loss:
Nov 17, 2015