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Update on Ilaz

Ilaz wants to thank all of the lenders for the loan which helped him to renovate his house, including replacing the roof and doors and windows to improve the living conditions for his family. By having done this he will be able to avoid the extreme cold weather coming up soon during the winter. He is still working with his son transporting goods for other people and was very happy with the first loan; therefore, he is requesting a loan for the second time. This time, since he has built a balcony, he still needs to cover it with a roof and is requesting a 1500 euro loan for the new roof. By doing this he will have comfort in his house and a completed home. He wants to thanks all of the lenders for the second loan.

Previous Loan Details

Ilaz is fifty six years old, married with 4 children. Together with one of his sons, he generates income by transporting goods. They all live in very poor, unsanitary, and unhealthy conditions. Their house needs to be renovated with basic things like doors and windows, and the roof is very ol... More from Ilaz's previous loan »

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 21
    View loans »
    Kosovo Loans Fundraising
  • $2,061,175
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Ilaz to pay for the new roof for his balcony.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Nov 7, 2013
Currency Exchange Loss:
Jul 17, 2015
This photo was used before for a previous loan for Ilaz. It was first posted on Kiva on Nov, 2012. Learn More