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Dragana is 31 years old. She lives in a minority community with her husband and three children, between the ages of 4 and 11 years old. While she is a housewife, taking care of her home and children, her husband works for an electrical company.

The income that her husband earns from his salary is barely enough for their daily expenses. This means that the annex room that they started to build a long time ago has not been finished despite attempts to save the money to do so.

Now, for the first time, Dragana is requesting a loan in order to finish the room and facade the house in order to have a pleasant atmosphere and improve their living conditions. Her goal is to find a job in the future so that she can also contribute to their income and help give her family a better education and life. She wants to thank the lenders for this support!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 11
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Dragana to finish the annex room that they started to build and facade the house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2013
Nov 7, 2013
Currency Exchange Loss:
Dec 18, 2014