A loan of $1,500 helped to purchase polyethylene for the greenhouse, and to buy tomato seeds.


Tamara's story

Tamara is an experienced agronomist form Metsamor village of the Armavir region. She lives with her father-in-law, son, daughter-in-law, 9-year-old granddaughter and 1-year-old grandson. With the help of her family members, Tamara is engaged in breeding livestock of piglets, and in cultivation of beans, cucumbers, tomatoes, eggplants, greens, peaches, apricots, grapes and apples. Her son sells the agricultural products in the local market. Agribusiness is the only source of the family's income. To continue running her business in a sustainable way, Tamara needs a loan of USD 1,500 to purchase polyethylene for the greenhouse and to buy tomato seeds. She has already taken a loan from a local financial institution before, but unfortunately wasn't able to return it back. However, thanks to the hard work during recent times, Tamara was able to run her agribusiness in a sustainable way, ensuring that she will be able to cover the monthly payments. So, she has now been approved for a loan within the framework of a new joint initiative between Kiva and SEF International. The second-chance loan program provides loans to people who have a bad credit history and have no access to credit products. Tamara and her big family will be thankful to all the lenders for helping them to maintain their agribusiness.



Loan details


Lenders and lending teams




Loan details