A loan of $1,300 helped to buy more fertilizer to use during rice production.


Gaspard's story

Gaspard is 42 years old. He is married with six children between the ages of 2 and 16. He has spent five years in rice production.

He would like to use the Kiva loan to buy fertilizer during rice production; he needs fertilizer to increase production.

With the profits from his farming, he wishes to invest in his business so that in the future, he can acquire machines and tractors that will enhance his farming capacity.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details