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Al-Ettihad 50065 Group
In this Group: Zahiya, Yousra, Najwa, Jinan
Zahiya, age 75, is the featured borrower of the Al-ettihad 50065 Group. She earns an income by offering tailoring services. She has been engaged in this work for the past 30 years. She is a hard worker whose goal is to help support her husband and family through her business. She is known in the community for her special talent in the tailoring domain. Zahiya and her husband have one child.

Zahiya is requesting a loan from Kiva partner Al Majmoua in order to perform necessary maintenance on her house before the winter season sets in. Her goal is to keep it a healthy place for her family to live in and for her customers to visit. She hopes to stay in good health so that she can remain capable of responding both to her family's and to her customers' needs.

Zahiya and the other group members joined together to acquire a loan from Kiva partner Al Majmoua because they have always been neighbors and friends. Zahiya is second from the left in the picture. The other members are named Yousra, Najwa, and Jinan. Yousra is shown holding her precious baby, Najwa is the first on the left (wearing pink), and Jinan is at the far right.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 85
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al-Ettihad 50065 Group's $3,100 loan helped a member to perform necessary maintenance on her house before the winter season sets in.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Nov 6, 2013
Currency Exchange Loss:
Sep 17, 2014