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Ovsanna is from Lor village in the Syuniq region. She lives with her husband, her daughter (11 years old, in the photo) and two sons (13 and 1 years old, the elder son is in the photo). Ovsanna and her husband work in the village school. Unfortunately, their salaries are not enough to meet the family's needs.

To be able to cover their basic needs, Ovsanna is engaged in cattle breeding cattle, sheep, and hens, as well as in beekeeping and in cultivation of beech nuts, potatoes, apples, pears, and walnuts. Ovsanna's husband helps her to sell the agricultural products in the local market. As their needs are growing day by day, Ovsanna needs to expand her agribusiness to be able to meet her family's needs more effectively. A loan of 2,000 USD will help her reach her goal, enabling her to purchase three calves and to buy some feed for them. Ovsanna and her family members greatly rely on the goodwill of lenders and will be thankful for their support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $15,799,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Ovsanna to purchase three calves and to buy some feed for them.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 6, 2013
Currency Exchange Loss:
Dec 17, 2015