A loan of $2,000 helped to purchase twenty beehives.


Maya's story

Maya is from the Odzun village in the Lori region. She lives with her husband (in the photo) and three sons. Her sons are currently labor migrants in Russia; they work there and send some money to their parents to take care of their needs. Maya is a teacher in the village local school. Her salary is so low that she cannot afford a living based on that alone. With the help of her husband, Maya is engaged in beekeeping; breeding a livestock of cows, pigs, and hens; and cultivating wheat, sunflower, grass, and strawberries. Maya's husband realizes the agricultural products are a very important source of income for them. Their honey has a very high demand in the local market. To sustain and develop their agribusiness, Maya needs a loan of 2,000 USD to purchase twenty beehives. As this is Maya’s first loan, it has been approved within the framework of the new joint initiative of Kiva and SEF. The first-chance loan program provides loans to people who did not have access to credit products before because they have no credit history. Maya and her family highly rely on the good will of the lenders and will be very thankful to them for their support.



Loan details


Lenders and lending teams




Loan details