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Elchin is a taxi driver who has been in the business for nine years. Elchin is 35 years old. He is married and has a two year old and eleven year old son. His elder son goes to four classes. They are IDP (internally displaced persons) from the İsiqli village of Füzuli city and now live in Absheron region in hostel where life is so hard.

Elchin is requesting a loan in the amount of 600 AZN for repairs to his taxi car. This year his car was damaged and therefore, he cannot work. Elchin does not work and cannot support his family. To restore monthly income, his car needs to be repaired. He hopes that if his car is repaired, his situation will be good enough to be able to support his family as he did before.

This is his second loan from Kiva. He is thankful to Komak and Kiva for their help. In the future, he wants to have his own house.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 28
    View loans »
    Azerbaijan Loans Fundraising
  • $14,864,950
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Elchin to repair his taxi.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 14, 2013
Currency Exchange Loss:
Aug 17, 2014