A loan of $1,325 helped to buy more fertilizer for use during maize production.

Abdul Aziz's story

Abdul-Aziz is married and has spent one year in maize production. He would like to use his Kiva loan to buy fertilizer. During maize production, he needs to buy fertilizer in order to increase production. With the profits from his farm, he wishes to invest in his business, so that in the future he can acquire machines and tractors that will enhance his farming capacity.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

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Loan details