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Red Cross Makeni Group
In this Group: Annie K., Kaifala, Matha R, Mohammed L., Mabel H., Zainab T., Amie C., Richmond, Fatmata, Maohammed B.
These are staff of the Sierra Leone Red Cross Makeni. Makeni is the Northern Province headquarters town, about 185 miles from Freetown. They give vaccines to the people of Makeni against several diseases. They vaccinate against measles for the under-fives, against polio, and against tetanus. They also help in the child delivery process, and in many community development projects.

Notwithstanding all that, this is a volunteer job. They offer all of these services to the people of Makeni without receiving salaries for their services. To make ends meet, however, all of them but two also work at in small-scale businesses (the two who don't plan to use their loans to pay school fees for their children).

Thus they came to SMT for the first time to seek loans to enable them to expand their businesses. Their names are: Annie T., Kaifala M., Matha R. K., Mohamed L. B., Mabel H. D., Zainab T. K., Amie C. Kabia, Richmond T., Fatmata K. and Mohammed B. T..

Annie K. T. is the leader of this group. Annie was born in Fadugu, a village very close to Kabala, Koinadugu District, Northern Sierra Leone. Annie is 46, and her husband works for a local NGO. They have 4 children. Annie now resides with her family in Makeni where she works for the Red Cross and at the same time is in business. Annie will use part of her loan to improve her son's "video-centre" (a cinema, using 4×6 size televisions) and with the balance she will buy an "Okada" (motor-bike used as a taxi).

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 2,915.0
    Sierra Leone Leones (SLL) = $1 USD