Manzanitas De Tilacoca Group
The loan that they are taking out will benefit small microenterprises, one of which is Señora Rosa’s. She says that this is the first time that she has joined Pro Mujer, signing up due to an invitation from an institutional promoter who went to visit her in her home. Currently, she has a business knitting and selling blankets. She says that she learned this work from a friend who taught her knitting techniques. Later she decided to set up her own retail shop.
The loan that she will take out now is to increase her capital (buy the wool) that she gets at the traditional fairs in the city of El Alto, and that she will later sell, after knitting, in the rural festivals. This type of work allows her to generate income to keep up her home as well as possible, because she is married and has three children.
When she was asked what she likes about Pro Mujer, she answered that she likes the training in health and financial credit.
One of the group members can’t be found in the picture, because she left to care for her cattle.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tejido y venta de mantas; cuenta que este negocio lo aprendió de una amiga que le enseño la técnica de tejido, posteriormente decide implementar su propio espacio de comercialización.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias tradicionales de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en las ferias rurales. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones en salud y crédito.
En la foto no se encuentra una de las socias, ya que se fue a cuidar su ganado.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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