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Update on Fredesbinda

Fredesbinda is 33 years old and lives with her husband and son in the rural area of Zaña where people work in agriculture because the land is fertile and raise small animals. The area is 2 hours from the city of Chiclayo, which is in the region of Lambayeque, on the north coast of Perú.
She works raising and selling small animals behind her home and has been doing his for 5 years. She has requested a loan of $1,475 to buy small animals and then fatten them and offer them for a better price in her district and surrounding communities. This will generate more income for her family.
View original language description ↓
Fredesbinda tiene 33 años de edad, vive junto a su esposo e hijo, en la zona rural de Zaña, donde su población se dedica a la agricultura ya que las tierras son muy fértiles y comercio de animales menores a dos horas de la ciudad de Chiclayo, que pertenece a la Región Lambayeque, costa norte del Perú.

Ella se dedica a la actividad de crianza y venta de animales menores, en la parte posterior a su domicilio desde hace 05 años y ha solicitado un préstamo de 4 000 nuevos soles, para invertirlo en la compra de animales pequeños y posteriormente engordarlos y ofrecerlos a mejor precio en su distrito y comunidades aledañas, generándole mayores ingresos para su familia.

Previous Loan Details

Fredesbinda is a 30-year-old mother who lives with her husband and three children in a rural area of the Zaña district. The area is located 45 minutes from the city of Chiclayo and is known for its traditional Afro-Peruvian-influenced dances. She has worked raising and selling sheep for more... More from Fredesbinda's previous loan »

Additional Information

More information about this loan

This product was created to assist Edpyme Alternativa to expand their reach into rural areas of Northern Peru in order to attend more underserved populations. Kiva funding allows the institution to access the Northern areas of the Piura, Lambayeque, and Cajamarca regions, which are generally too costly to serve and therefore less attended by financial institutions.  

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Fredesbinda to buy small animals: ducks, hens, guinea pigs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Nov 2, 2013
Currency Exchange Loss:
Jun 17, 2014