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Reginaldo is 31 years old. When he was 13 years old, he started working with locksmiths, and he liked it a lot. For that reason, he always studies the job and wants to improve his work day by day.

He worked at another locksmith's business for a long time, but his dream is to have his own business. Unfortunately, when he was 22 years old he suffered an accident and was in a wheelchair for some time. Since that moment his family (parents, wife and his young child) have been very important for financial and emotional support.

This loan is to buy a welding machine, a drill and a sanding machine to start his own business and fulfill his dream of being a locksmith.

He appreciates the help of all.

Additional Information

About Banco Pérola:

This loan is administered by Kiva partner Banco Pérola, a non-profit organization that aims to contribute to social change in Brazil through the financial inclusion of young entrepreneurs. Banco Pérola is primarily focused on funding loans to young entrepreneurs (ages 18-35) in the Brazilian state of São Paulo. The organization is an off-shoot of Projeto Pérola, an NGO that offers youths trainings and educational courses on arts, culture, and digital media. Banco Pérola was created after staff observed that the youth served by Projeto Pérola had solid business ideas and the drive to execute them but were unable to fund their ideas due to their lack of credit history or collateral.

Banco Pérola joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

About Brazil

  • $12,100
    Average annual income
  • 0
    View loans »
    Brazil Loans Fundraising
  • $156,675
    Funds lent in using Kiva
  • 2.2
    Brazil Reais (BRL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Reginaldo to buy a welding machine, a drill and a sanding machine.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 1, 2013
Currency Exchange Loss:
Aug 17, 2014