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Zainab, age 37, is a married woman and a mother six children. She beautifully makes handicrafts by using bamboo to make items, such as wall hangings, racks, and boxes. She has been doing it for the past two years, with the support of her husband. She is zealous about her work and client demand is strong. She makes enough money through her business to contribute to the family's income.

To cope with the increasing demands of her customers, Zainab applied for a loan of PKR 25,000. With this loan, she will be able to purchase bundles of bamboo of good quality. She is in her second loan cycle, with good credit history. She wishes to spend part of the profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 223
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 106.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Zainab to purchase bundles of bamboo of good quality.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Nov 6, 2013
Currency Exchange Loss:
Oct 17, 2014