A loan of $1,075 helped to buy cosmetics.

Noemi Elizabeth's story

This is the third loan that Noemi is taking out alongside her friends and colleagues at the Credit Group. She prefers this type of loan because it gives her the opportunity to socialize with her friends and neighbors while, at the same time, investing in their businesses.

She lives in the city of Cuenca. Cuenca is known for its beautiful architecture, which is why it is a cultural heritage site. Its people are friendly and kind and they keep the culture and traditions of their parents alive.

Noemi is 36 years old. She is divorced but has two children, aged 16 and 14, from a common law relationship. They currently study in a school in the city. She does not own a home, so she rents. Noemi works from Sunday to Sunday for a company, but her schedule rotates.

For the past 2 years, she has sold cosmetics in her spare time. She will use this new loan to purchase cosmetics to sell, as she is already preparing for the holiday season.

Her goal is to establish her own business, such as a cafeteria.

Translated from Spanish by Kiva volunteer Amy Huras

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Loan details