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Andranik is from Kapan city of Syunik region. He lives with his wife. Andranik works in the private sector as a clerk, and is the only breadwinner of the family. His salary alone, however, is not enough to meet his family's needs. To be able to fully meet his family's needs, Andranik is engaged in cattle breeding, aviculture, and beekeeping. He realizes the agricultural products at the local market.

Farming is an important source of income for the family. To continue running his agribusiness in a sustainable way, Andranik needs a loan of USD 3,000 to purchase two cows and several beehives. The loan will make his agribusiness more productive. Andranik and his wife will be very thankful to all the lenders for helping them collect the needed loan to maintain and develop their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Andranik to purchase two cows and several beehives.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Nov 5, 2013
Currency Exchange Loss:
Apr 16, 2014