A loan of $725 helped a member to buy fish nets in order to improve her husband's business.


Mrs. Loeng Shinoen's Village Bank Group's story

Nine women form the Village Bank in BoE. Krum Kraom Village in Kandal Province. Mrs. LoE. S. is the village bank president. She is a farmer who cultivates rice and vegetables. Her husband, Mr. Kao Sareth, is a labourer who digs the small river and moves soil to fill another place for a salary. Aside from this business, he is a fisherman.



With these two businesses, Mr. Kao Sareth can make around US$ 4.50 to support his household. In his fishing business, Mr. Kao Sareth can catch few fish because he does not have enough fishing equipment so his wife, Mrs. LoE. S., decided to ask for a loan to buy fish nets in order to improve her husband's business. Mrs. LoE. S. has three children, one of whom is attending school while the others are still too young to work or study because they are one and four.



This is a village bank loan consisting of mainly end-of-term loans. Eight members have end-of-term loans and the rest have monthly payment loans. Group members are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK's main product because it is the most beneficial to Cambodia's poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Loeng, Nuon, Man, Vong, Loa, Thoang, Loeng, Chhum, Chea



Loan details


Lenders and lending teams



Loan details