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Shaba Group
In this Group: Naftal, Janeth, Christina, Christina, Fatuma, Pudensia
Naftal, who is in his early 30s, is married with two daughters who are in school. Since 2008, Naftal has had two businesses. One is a retail shop selling dry food items like rice, maize flour and other items. Naftal is also a photographer. He starts working from 7:30 a.m. to 9:00 p.m. per working day and is able to make a very good profit per month.

This is his fourth loan request from Tujijenge Tanzania. He used his previous loans to open a photo studio, where now he receives more jobs at parties and functions. He bought a big cameras and other related studio equipment to improve his service.

Naftal has paid back all his loans successfully. With his business profit, he built a house and paid school fees and household expenses. He will use this loan to improve his retail shop by restocking more out-of-stock and missing products to resell. Naftal dreams to improve both of his businesses more.

He will share this loan with his loan group, Shaba, which totals six members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 46
    View loans »
    Tanzania Loans Fundraising
  • $15,721,225
    Funds lent in using Kiva
  • 1,601.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Shaba Group's $4,175 loan helped a member to improve his retail shop by restocking more out-of-stock and missing products to resell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 5, 2013
Currency Exchange Loss:
Jul 17, 2014