A loan of $1,200 helped to buy merchandise for her store, clothing, bookstore products and more..


Rebeca's story

Rebeca Operation 2013-152 600,000

Rebeca is the mother of 2 children. She is hardworking and enterprising. After her separation and with the help of her parents, she started her business selling clothes. Since she lives close to the high school she also sells variety store and bookstore items. She is interested in fortifying this with a loan.

Her hard work has led to her having a steady activity that has helped her care for her children. Previously she worked outside of her house, but to be closer to them she decided to start her business. She wants to obtain better profits by buying the products herself (sandals from Nicaragua) which are very popular in the area. She also contributes to the household expenses. She has close to 12 years' experience as a merchant. She wants to save to give her children a better future. She started with severance pay from her job close to 3 years ago and has had her parents' and her grandmother's help. She has re-invested and been able to diversify her products, offering clothes, shoes, miscellaneous and school products, as well as chocolate bananas.

She has regular customers and close to 54 people she sells to on credit. She also charges people up front and offers products that are in style. She has her own locale set up in the corridor of her parents' house. The variety store is located behind the Chacarita high school and she sells food to the students (chocolate bananas) as well as school products and jewelry. She sells clothes that a friend makes (generating employment) and she wants to sell the sandals brought from Nicaragua because they have a good profit margin. She is going to use this loan to buy them directly. She has regular customers, which allows her to invest in seasonal merchandise.

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Translated from Spanish by Kiva volunteer Ellen Donohue



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