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Ruzanna is a young private entrepreneur from Yerevan. She lives with her husband. Both of them work hard to be able to earn a living.

Ruzanna has a small business. She purchases different decorative toys from Dubai and resells them to one of the big supermarket networks of the city. It has already been more than three years since Ruzanna started to run her business and she has become experienced and successful in it.

She currently needs a loan of 3,000 USD in order to purchase new items from Dubai to resell. The loan will help her sustain her small business. Ruzanna and her husband rely on the good will of the lenders and will be thankful to them for their help in collecting the needed amount for the loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ruzanna to purchase new items from Dubai.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 29, 2013
Nov 4, 2013
Currency Exchange Loss:
Oct 17, 2015