A loan of $3,925 helped a member to buy two bags of charcoal and flowers, to resell.

Joy's Group's story

This group is comprised of 10 women from one of Accra's suburbs. In the past, these women used to interact with one another through weekly savings groups' meetings, which allowed them to self-finance and support their income-generating activities. With the aim of strengthening the economic power of women, the group has recently entered into partnership with ID-Ghana, Kiva's partner, whose mission is to help them to better manage their activities in a professional way and earn more profits. Joy's group is therefore a credit group consisting of women who live in the same neighborhood and are involved in different trading activities including sales of provisions, detergent, flowers, noodles, maize, jeans, shirts, bags, etc.

The group's representative is named Joy. She is a married woman who has been selling charcoal and flowers for seven years. Joy works from as early as 6 AM until 6 PM every day. With the profits that she makes from her business, she is able to contribute to the daily expenses of the family and save part. Joy is a member of one of the local branches of ID-Ghana and she is requesting a loan to buy two bags of charcoal and flowers to resell to customers. Through this loan, she is hoping to see an increase in her profits. She would also like to contribute to the improvement of her family's food conditions. Her goal is to save some money and, in the future, to buy a car for a taxi business too.

They need a total amount of GHS 8,600 to be able to support their businesses.

In this group: Joyce , Rebecca , Selina , Harriet , Stella , Victoria , Joy , Mariama , Ruth , Florence
*not pictured

Loan details

Lenders and lending teams

Loan details