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Saymo is a repeat client of IMON International. She is a kind and trusting woman. She has worked for more than 15 years at the university, as a cleaning woman.

Saymo is married and has six children. Her husband is a builder. Saymo and her husband have a small income, so her family lives poorly. Their children do not have a normal source of income. She always wanted to provide her children with good living conditions.

Some years ago, she began building a new house for her children. She does not have enough money, so she can’t finish the building of her house. She is asking for a loan of TJS 3,000 (somoni) to buy building materials, such as wood and slate. She is planning to make a roof for her new house. She awaits your support.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Saymo to buy building materials, such as wood and slate, to make a roof.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Nov 4, 2013
Currency Exchange Loss:
Apr 17, 2014