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Kamo is 51 years old and lives with his family in the village of Khachardzan which is in the Tavush region. He used to live in Baku, but after being back to his homeland, he got married and built a very nice and comfortable house. Since then he has been engaged in farming and agriculture, in which his whole family helps him very much. Kamo has two sons and two daughters. Both his sons are grown up and they work, and his daughters are still school-aged. Kamo’s wife works at the school as a teacher.
At his farm Kamo breeds four cows, two bulls, three calves, twenty chickens and ten beehives. He sells a lot of milk, and also some cheese that his wife makes. He also cultivates vegetables for his large family’s needs, but not for sale.
Kamo has decided to enlarge his farming business and to buy a cow and animal fodder. He needs 900,000 Armenian drams to realize his plans.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $17,075,775
    Funds lent in using Kiva
  • 405.8
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,225 helped Kamo to enlarge his farming business and to buy a cow and animal fodder.
79% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Nov 4, 2013
Currency Exchange Loss: