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Virgen Del Carmen De Moron Group
In this Group: Dina Maria, Janet Giulietta, Melandia Bonifacia, Diana Isabel, Julia Delia, Irene Mayra

Update on Virgen Del Carmen De Moron Group

This is the group “Virgen Del Carmen De Morón”, made up of 6 enterprising and dynamic women and in its 6th loan cycle.

Janet is 37 years old and married with 7 independent children. For more than 3 years, she has had a store in her home. As a product of her efforts, she has improved her house and supported her household expenses.

With the goal of making continued improvement, she requested the loan for the purchase of merchandise like rice, sugar, milk, noodles, and drinks. Her greatest desire is to continue improving her store. The group “Virgen Del Carmen De Morón” is grateful to the people who made this loan possible, which contributes to their progress.

Janet is seated second from the left, wearing a white shirt with black stripes and black pants.
View original language description ↓
Este es el grupo “Virgen Del Carmen De Morón” conformada por 06 mujeres emprendedoras y dinámicas, la cual pasan a su 6 ciclo. Janet de 37 años casada con 07 hijos independiente. Hace más de 3 años que cuenta con una tienda en su vivienda. Producto de su esfuerzo es que ha mejorado su casa y apoyar con los gastos del hogar. Con el fin de seguir mejorando solicitó el crédito para la compra de mercadería como arroz, azúcar, leche, fideos y bebidas. Su mayor anhelo es de seguir mejorando su tienda. El grupo “Virgen Del Carmen De Morón” agradecen a las personas que hicieron posible este crédito, la cual contribuye en su progreso. Janet se encuentra sentada es la segunda del lado izquierdo, viste polo blanco con rayas negras y pantalón negro.

Previous Loan Details

The group “Virgen del Carmen de Moron” is in its fifth loan cycle. This group is punctual with its payments. Each of the members engages in a different line of trade. Dina is widowed and has five children. She has been selling snack foods for the past two years. Dina previously worked a... More from Virgen Del Carmen De Moron Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Del Carmen De Moron Group's $3,850 loan helped a member to purchase rice, sugar, milk, noodles, and drinks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 29, 2013
Currency Exchange Loss:
May 17, 2014