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Gertrudis Patricia
Gertrudis has been a grocer for nine years. She started her business selling fried plantain slices at schools near her house and gradually increased her business. Now she has a grocery store where she sells a little of everything.

She’s mother of two children both of which are school age. She sacrifices for them to move them forward. She works Monday to Sunday from five in the morning until eight at night. She’s married.

She’s asking for the loan to invest it in her business and increase inventory and income because by offering the products to her customers her profits will rise.
View original language description ↓
La señora Gertrudis se dedica al actividad de su pulperia desde hace 9 años empezo su negocio como venta de tajadas donde ella entragaba a las escuelas cercanas de su domicilio, poco a poco fue incrementando su negocio ahora tiene una pulperia donde vende de todo un poco, es madre de 2 hijos ambos estan en edad escolar por los que se sacrifica para sacarlos adelante, trabaja de lunes a domingo desde las cinco de la mañana hasta las ocho de la noche. es casada, solicita el financiamiento para invertirlo en su negocio e incrementar su inventario y sus ingresos ya que ofreciendoles productos a sus clientes tendra sus ganancias.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Gertrudis Patricia to buy stock merchandise for her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Oct 29, 2013
Currency Exchange Loss:
Nov 17, 2014