A loan of $475 helped to purchase beauty products, women's and children's clothing, meat, fish, and cheese.

Angelly's story

Angelly is 18 years old. Since she was young, she admired her aunt, who is a saleswoman and taught her everything she knows about sales. Alongside her aunt, she started her own small business at age 16, selling dairy products and meat, and later expanded to various retail merchandise. Gradually, she expanded her customers among her schoolmates, so she decided to work with multinational companies to offer a variety of merchandise, like makeup and women's and children's clothing, through specialized product guides.

Her knowledge of the market was the first thing that she practiced with her aunt's help and it allowed her to advance. Today, her goal is to build her credit history, so this is the first time that she is applying for a loan. She developed her business by going door-to-door, making sales in cash and credit with a frequency of 20 days, and purchasing products directly from distributors' catalogs.

With the goal of improving her access to finance, Angelly has turned to a Kiva loan as her first source of financing, and with which she will purchase beauty products, women's and children's clothing, meat, fish, and cheese. With her Kiva loan, she hopes to increase her sales and number of customers. Her ultimate goal is to have her own shop where she can display products. Her greatest challenge is to finish cosmetology school and learn English as her second language. Angelly, who is focused on her dream of prosperity, will eventually overcome the obstacles in her life.

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Translated from Spanish by Kiva volunteer Meghan Rishel

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