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Karine is an experienced farmer from Goris city of Syuniq region. She lives with her husband and son. With the help of her family members she is engaged in breeding livestock--cows and piglets. Karine's husband and son help her take the agricultural products to the local market, which is the main source of income for the family. As the family's needs are growing day by day, Karine needs to expand her agribusiness to more effectively take care of the family. She needs a loan of USD 750 to purchase three calves. The loan will help her sustain and develop her agribusiness. Karine and her family members will highly appreciate the lenders' support and will be grateful to them for the goodwill in helping her collect the needed loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Karine to purchase three calves.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 3, 2013
Currency Exchange Loss:
Apr 16, 2014