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Mher is a young farmer from Khndzoresk village, in Syuniq region. He lives with his wife, one-year-old daughter, and grandmother. To be able to take care of his family, Mher is engaged in breeding cattle and other livestock, including sheep and pigs. Farming is the only source of income for the family. Mher realizes income from the agricultural products, in the local market. His wife helps him in his everyday activities concerning farming.

To continue his agribusiness in a sustainable way, Mher needs to make some investments in it. The new investments will make it more productive. A loan of USD 3,000 will support him greatly, enabling him to purchase two cows, six pigs, and some forage for the livestock. The loan will help Mher maintain and develop his agribusiness. He and his family highly rely on the good will of the lenders, and will be thankful to them for their help in collecting the needed amount for this loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 142
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Mher to purchase two cows, six pigs, and some forage for the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 3, 2013
Currency Exchange Loss:
Nov 17, 2015