A loan of $1,500 helped a member to install and maintain chlorine dispensers to provide access to safe drinking water for the community.


Mary's Group's story

Mary lives with her family in a home with mud walls, sand or dirt floor, and an iron roof in Kapchorwa village in Kipchekwen, Kenya. She is 58 years old and has 8 children. The community of Kapchorwa village collects their drinking water from a protected spring because there is no piped water supply in this part of rural Kenya. This water is easily contaminated with bacteria that can cause diarrhea and other water-borne diseases, often making Kapchorwa’s inhabitants sick and unable to work or attend school.

A new chlorine dispenser offers a solution to the burden of sickness caused by unsafe drinking water. The dispenser is installed at the local water source, where users turn a valve to add chlorine to their jerricans, then collect water as usual. The chlorine disinfects the water and provides residual protection from recontamination. In Kapchorwa, 35 households will benefit from having access to the dispenser and safe water. Mary, a subsistence farmer of maize and cattle, has volunteered to be the dispenser promoter, who is responsible for refilling the chlorine and encouraging the rest of the community to treat their water and keep themselves and their families healthy. There are four other volunteer promoters from the surrounding community who are part of this group loan: Hellen, Jacklyne, Jane and Francis.

Kapchorwa village needs a loan to cover the costs of installing and maintaining the dispenser. Mary volunteered to be a promoter because she is a leader and likes teaching people that chlorine kills disease-causing germs in drinking water. The Kiva loan will be repaid by Evidence Action (www.evidenceaction.org) on behalf of the community, through the sale of carbon credits. Using the chlorine dispenser generates carbon credits by avoiding the need to boil water to make it safe to drink. The sale of carbon credits, to organizations and individuals wanting to reduce their carbon footprint, will be used to repay Kiva lenders and also to make sure that Mary’s community can have access to safe water now and in the future.

In this group: Mary , Hellen , Jacklyne , Jane , Francis



Loan details


Lenders and lending teams




Loan details