A loan of $1,500 helped to purchase five piglets and ten beehives.


Vruyr's story

Vruyr is an agronomist form Goris city of Syuniq region. He lives with his wife, school-age daughter, and 3-year-old son. Vruyr's wife works in the private sector. Vruyr is engaged in breeding a livestock of pigs and piglets and in beekeeping. He realizes the agricultural products in the local market, which is an important source of income for the family. His agribusiness currently needs some investments in order to become more productive and to develop in a sustainable way. A loan of USD 1,500 will help Vruyr greatly, enabling him to purchase ten beehives and five piglets. He has already taken a loan from a local financial institution before, but unfortunately wasn't able to pay it back. However, thanks to the hard work during recent times, Vruyr was able to run his agribusiness in a sustainable way, ensuring that he will be able to cover the monthly payments. So, he has now been approved for a loan within the framework of a new joint initiative between Kiva and SEF international. The second-chance loan program provides loans to people who have a bad credit history and have no access to credit products. Vruyr and his family will be thankful to all the lenders for helping them to maintain their agribusiness.



Loan details


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Loan details