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Shazia is a 48-year-old, vigorous, married woman. Her husband is a farmer whose income is not sufficient to cover their household expenses alone. That is why Shazia took an initiative to support her husband financially by stitching clothes for the people of her community. She uses the income to support her entire family. However, due to lack of available funds, she is unable to meet the daily demands of her customers. For this reason she requested a loan of PKR 25,000 from Kashf Foundation. She intends to use this loan to buy more spools of thread in different colors as well as packs of laces, zippers and buttons. This will help her to meet the demands of her customers in a timely manner. This is her 2nd loan cycle and she has a good credit history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 222
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 103.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Shazia to buy more spools of thread in different colors as well as packs of laces, zippers and buttons.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Nov 3, 2013
Currency Exchange Loss:
Oct 17, 2014