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This is 38 year-old Abibatu. She is married, and has 3 children aged 11, 7, 5 years; all are school children. She has 1 additional dependent, who lives with her and helps her in domestic work.

In 2002, Abibatu established her Local Food Stuffs (pepper, palm oil, groundnut, cola nuts etc.) business. She began her business because her parents were divorced, she was brought up by her grandmother, and she took up responsibility at an early age. Her grandmother was a petty trader and could not afford to pay her school fees. Abibatu was hawking from one place to another with the business; there she learned a lot about surviving through hardship.

Working 5 days a week and 11 hours a day, she earns about Le 1,686,000 every month from this business. She would like a loan in the amount of Le 4,000,000. Abibatu requires a loan in order to purchase gallons of palm oil. In the future, Abibatu plans to develop her business and educate her children. Inadequate capital for her business is her main problem. Accessing a loan will help her a lot. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,341.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Abibatu to buy more local food stuff.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Nov 3, 2013
Currency Exchange Loss:
May 17, 2014